Terrapin Lending Company lends money to small businesses. We offer bespoke loans that are tailored to meet a client’s unique needs, both in terms of collateral and cash flow; ours are “Listening Loans™”. For instance, unlike most banks who focus only on real estate assets as collateral, we will make loans based on other forms of collateral including equipment, stakes in private companies and signed purchase orders.
Our Listening Loans are typically secured by assets and have a maturity of between one and three years with typical sizes of $1-to-$10 million.
We service credit-worthy borrowers who have difficulty getting financing elsewhere, in part, because conventional lenders will not take the time or put in the effort to understand the borrower’s needs in order to structure a transaction that supports the borrower’s business.
The images above are included to illustrate the types of businesses to which we lend. They do not depict actual borrowers or their businesses.
Terrapin Lending Company was launched in 2012 and has extended more than 20 loans as of December, 2016. We, along with our affiliates, are supported by a team of 12 employees that review lending opportunities, conduct due diligence and provide back-office support for operations, legal and regulatory compliance, and accounting.
Terrapin Lending Company services the borrowers who have difficulty getting financing elsewhere, in part, because conventional lenders will not take the time or put in the effort to listen to the borrower's story and structure a transaction that works. We listen.